Vault vs.

TD

TD Bank offers a wide range of services, but it falls short on fee transparency and flexibility. Vault delivers a better experience with no monthly fees, 1% cashback on all spending, and multi-currency accounts. Get started for free and simplify your business banking today.

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No personal credit check or guarantee.

4.7

trusted by 3,000+ businesses

Featured by leading publications

Compare Vault vs.

TD

Vault
TD

Physical corporate cards

Vault

TD

Virtual corporate cards

Vault

TD

Free accounts with no minimums

Vault

TD

CAD, USD, GBP & EUR accounts

Vault

TD

Spend controls

Vault

TD

Automatic receipt collection

Vault

TD

Expense management software

Vault

TD

Simplified Accounting Software Integration

Vault

TD

Required branch visits

Vault

TD

Local transfers (ACH, SEPA, UK FPS)

Vault

TD

"We love Vault! It took maybe 5 minutes to set the account. We use a virtual credit card for every vendor we use, as a Cyber Security provider we feel it’s the same principle as using separate passwords for every site. I highly recommend Vault and have also recommended to some of our clients!"

— Andy Larin

CEO, allCare IT

"Sending domestic and international wire transfers with no fees has saved my business hundreds of dollars per month. My old bank charged $20 for each wire that I sent and I could only send $10,000 at a time. With Vault, I pay no wire transfer fees and I don’t have to send multiple wires to pay one invoice."

— Nathan Nasseri

Founder & CEO, ResVR

“Vault’s solution clearly differentiates from that of major banks and credit card companies in its agility, cost efficiency, and operational simplicity. In comparison to other similar fintech companies, Vault’s customer service is substantially ahead of that of their competitors from our experience.”

— Tonny Lam

CEO, Hook + Ladder Digital

OUR PLATFORM

Top 3 reasons leaders pick Vault

Vault offers you a complete suite of finance products designed to save you both time and money

Multi-Currency Accounts

Set up accounts in CAD, USD, GBP and EUR. Become a local without managing multiple entities.

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Best FX Rates

Get the best FX rates in Canada. Zero hidden fees. Transparent rates. Save your business time and money.

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Accounting Integrations

Seamlessly integrate Vault with your accounting systems and consolidate your finance stack.

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Frequently asked questions

Everything you need to know about the product and billing.

What is Vault?
Is Vault free?
What are the requirements for a business to sign up?
Does Vault integrate with accounting softwares?

Join 3,000+ businesses banking with Vault today

Streamline your business banking and save on your spend and transfers today