Vault vs.

CIBC

CIBC offers traditional banking, but Vault is built for modern businesses - no monthly fees, competitive FX rates, and multi-currency accounts designed to help you save. Switch to a smarter business banking solution today and get started for free.

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No personal credit check or guarantee.

4.7

trusted by 3,000+ businesses

Featured by leading publications

Compare Vault vs.

CIBC

Vault
CIBC

Physical corporate cards

Vault

CIBC

Virtual corporate cards

Vault

CIBC

Free accounts with no minimums

Vault

CIBC

CAD, USD, GBP & EUR accounts

Vault

CIBC

Spend controls

Vault

CIBC

Automatic receipt collection

Vault

CIBC

Expense management software

Vault

CIBC

Simplified Accounting Software Integration

Vault

CIBC

Required branch visits

Vault

CIBC

Local transfers (ACH, SEPA, UK FPS)

Vault

CIBC

"We love Vault! It took maybe 5 minutes to set the account. We use a virtual credit card for every vendor we use, as a Cyber Security provider we feel it’s the same principle as using separate passwords for every site. I highly recommend Vault and have also recommended to some of our clients!"

— Andy Larin

CEO, allCare IT

"Sending domestic and international wire transfers with no fees has saved my business hundreds of dollars per month. My old bank charged $20 for each wire that I sent and I could only send $10,000 at a time. With Vault, I pay no wire transfer fees and I don’t have to send multiple wires to pay one invoice."

— Nathan Nasseri

Founder & CEO, ResVR

“Vault’s solution clearly differentiates from that of major banks and credit card companies in its agility, cost efficiency, and operational simplicity. In comparison to other similar fintech companies, Vault’s customer service is substantially ahead of that of their competitors from our experience.”

— Tonny Lam

CEO, Hook + Ladder Digital

OUR PLATFORM

Top 3 reasons leaders pick Vault

Vault offers you a complete suite of finance products designed to save you both time and money

Multi-Currency Accounts

Set up accounts in CAD, USD, GBP and EUR. Become a local without managing multiple entities.

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Best FX Rates

Get the best FX rates in Canada. Zero hidden fees. Transparent rates. Save your business time and money.

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Accounting Integrations

Seamlessly integrate Vault with your accounting systems and consolidate your finance stack.

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Frequently asked questions

Everything you need to know about the product and billing.

What is Vault?
Is Vault free?
What are the requirements for a business to sign up?
Does Vault integrate with accounting softwares?

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Streamline your business banking and save on your spend and transfers today