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The faster way to get paid

With Vault, you receive payments directly to your account. Your business customers can pay you how they want, in a few clicks.

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Features

Streamline accounts receivable with online invoicing

Simplify your financial operations by consolidating AR into Vault to save you time and money

Generate invoices

Automate your accounts receivables from your dashboard to get paid faster

Bill customers in multiple currencies
Manage tax rates
Easily keep track of your invoices

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Send a request

Email your customer a unique invoice link that allows them to pay you in seconds

Track the status of your invoice, so you know exactly when it's sent
Filter your invoices by status for quick information on receivables
Easily nudge customers to remind them

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Get paid 2X faster

Receive payments right in your Vault account

Get notified automatically once an invoice is paid with smart matching
Follow up with customers directly from your dashboard
Check status of invoice at any time by using the unique link

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Go global

Streamline your banking with one platform

Everything you need to build a global and growing business

200+

Supported Countries

Countries where you can pay vendors and partners

30+

Transfer Currencies

Currencies supported for global bank transfers

Account Currencies

Open accounts in CAD, USD,
GBP & EUR

OUR PLATFORM

The card is just the start

Vault offers you a complete suite of finance products designed to save you both time and money

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Multi-Currency Accounts

Set up accounts in CAD, USD, GBP and EUR. Become a local without managing multiple entities.

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Best FX Rates

Get the best FX rates in Canada. Zero hidden fees. Transparent rates. Save your business time and money.

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Accounting Integrations

Seamlessly integrate Vault with your accounting systems and consolidate your finance stack.

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"We love Vault! It took maybe 5 minutes to set the account. We use a virtual credit card for every vendor we use, as a Cyber Security provider we feel it’s the same principle as using separate passwords for every site. I highly recommend Vault and have also recommended to some of our clients!"

Andy Larin

CEO, AllCare IT

"Sending domestic and international wire transfers with no fees has saved my business hundreds of dollars per month. My old bank charged $20 for each wire that I sent and I could only send $10,000 at a time. With Vault, I pay no wire transfer fees and I don’t have to send multiple wires to pay one invoice."

Nathan Nasseri

Founder & CEO, ResVR

“Vault’s solution clearly differentiates from that of major banks and credit card companies in its agility, cost efficiency, and operational simplicity. In comparison to other similar fintech companies, Vault’s customer service is substantially ahead of that of their competitors from our experience.”

Tony Lam

CEO, Hook + Ladder Digital

Frequently asked questions

Everything you need to know about the product and billing.

View All FAQ

Join 3,000+ businesses banking with Vault today

Streamline your business banking and save on your spend and transfers today

Open Account

Vault Mastercard Charge Card is issued by Peoples Trust Company under licence from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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Vault Payments Inc. is registered as a money service business with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) under registration number M22941967.

Vault is currently not available to businesses in Quebec.