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New feature

Automated Accounts Payable

Open local accounts in multiple currencies

Open multi-currency accounts without visiting a branch. Start collecting payments from customers in their preferred currency.

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Features

Hassle-free accounts with local bank detail

Skip the branch visits and excessive paperwork in setting up non-CAD accounts

Collect in foreign currencies

There are no account opening fees, monthly maintenance charges, or minimum transaction requirements

Local accounts in CAD, USD, GBP, and EUR
Whether you're looking to receive an ACH from a vendor or from your payment processor we've got you covered
Save on unnecessary bank charges

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Exchange money instantly between accounts

Instantly convert between your accounts at the best FX rates in Canada

Whether you're converting $100 or $1,000,000 you'll get the best rates
Get your money as soon as you need it
Streamline your global cash management

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Spend like a local worldwide with Vault

Smart routing we will always match the transaction currency with your account currency to avoid any FX fees

Avoid costly FX fees
Spend worldwide in 150+ currencies
Local accounts to access local payment methods

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Go global

Streamline your banking with one platform

Everything you need to build a global and growing business

200+

Supported Countries

Countries where you can pay vendors and partners

30+

Transfer Currencies

Currencies supported for global bank transfers

Account Currencies

Open accounts in CAD, USD,
GBP & EUR

OUR PLATFORM

The card is just the start

Vault offers you a complete suite of finance products designed to save you both time and money

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Multi-Currency Accounts

Set up accounts in CAD, USD, GBP and EUR. Become a local without managing multiple entities.

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Best FX Rates

Get the best FX rates in Canada. Zero hidden fees. Transparent rates. Save your business time and money.

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Accounting Integrations

Seamlessly integrate Vault with your accounting systems and consolidate your finance stack.

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"We love Vault! It took maybe 5 minutes to set the account. We use a virtual credit card for every vendor we use, as a Cyber Security provider we feel it’s the same principle as using separate passwords for every site. I highly recommend Vault and have also recommended to some of our clients!"

Andy Larin

CEO, AllCare IT

"Sending domestic and international wire transfers with no fees has saved my business hundreds of dollars per month. My old bank charged $20 for each wire that I sent and I could only send $10,000 at a time. With Vault, I pay no wire transfer fees and I don’t have to send multiple wires to pay one invoice."

Nathan Nasseri

Founder & CEO, ResVR

“Vault’s solution clearly differentiates from that of major banks and credit card companies in its agility, cost efficiency, and operational simplicity. In comparison to other similar fintech companies, Vault’s customer service is substantially ahead of that of their competitors from our experience.”

Tony Lam

CEO, Hook + Ladder Digital

Frequently asked questions

Everything you need to know about the product and billing.

View All FAQ

Join 3,000+ businesses banking with Vault today

Streamline your business banking and save on your spend and transfers today

Open Account

Vault Prepaid Mastercard card is issued by Peoples Trust Company under licence from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

Vault Payments Inc. is registered as a money service business with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) under registration number M22941967.

Vault is currently not available to businesses in Quebec.