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Automated AP processing to eliminate manual work

Vault accounts payable automates your entire workflow so every bill is pulled, approved, and paid without any repetitive tasks

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Features

Sync, click, pay

Pull bills from your accounting software and pay in seconds

Eliminate data entry

Pull bills from your accounting software such as QuickBooks or Xero

No data re-entry
Process more bills in less time with higher accuracy
Ensure data is consistent across all platforms

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True 2-way Sync

Pull and push bills with automation built in and no breaks

Pull unpaid bills that you've already created in your accounting software provider
Pay the bills from the correct account
Bills are auto-categorized and pushed back to help you close your books faster

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Use any global payment method

Send payments like a local using EFT, ACH, SEPA, UK Faster Payments, and now Interac e-Transfer!

No hidden fees
Same-day payments
No branch visits are necessary regardless of the size or type of transfer

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Multi-level approvals

Take control of your accounts payable with automated approval workflows

Customizable rules to help your team delegate payment approvals
Obtain approval from relevant stakeholders while keeping a full audit trail

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Go global

Streamline your banking with one platform

Everything you need to build a global and growing business

200+

Supported Countries

Countries where you can pay vendors and partners

30+

Transfer Currencies

Currencies supported for global bank transfers

Account Currencies

Open accounts in CAD, USD,
GBP & EUR

OUR PLATFORM

The card is just the start

Vault offers you a complete suite of finance products designed to save you both time and money

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Multi-Currency Accounts

Set up accounts in CAD, USD, GBP and EUR. Become a local without managing multiple entities.

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Best FX Rates

Get the best FX rates in Canada. Zero hidden fees. Transparent rates. Save your business time and money.

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Accounting Integrations

Seamlessly integrate Vault with your accounting systems and consolidate your finance stack.

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"We love Vault! It took maybe 5 minutes to set the account. We use a virtual credit card for every vendor we use, as a Cyber Security provider we feel it’s the same principle as using separate passwords for every site. I highly recommend Vault and have also recommended to some of our clients!"

Andy Larin

CEO, AllCare IT

"Sending domestic and international wire transfers with no fees has saved my business hundreds of dollars per month. My old bank charged $20 for each wire that I sent and I could only send $10,000 at a time. With Vault, I pay no wire transfer fees and I don’t have to send multiple wires to pay one invoice."

Nathan Nasseri

Founder & CEO, ResVR

“Vault’s solution clearly differentiates from that of major banks and credit card companies in its agility, cost efficiency, and operational simplicity. In comparison to other similar fintech companies, Vault’s customer service is substantially ahead of that of their competitors from our experience.”

Tony Lam

CEO, Hook + Ladder Digital

Frequently asked questions

Everything you need to know about the product and billing.

View All FAQ

Join 3,000+ businesses banking with Vault today

Streamline your business banking and save on your spend and transfers today

Open Account

Vault Mastercard Charge Card is issued by Peoples Trust Company under licence from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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Vault Payments Inc. is registered as a money service business with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) under registration number M22941967.

Vault is currently not available to businesses in Quebec.