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New feature

Manage invoices directly on Vault

One platform for your business payments

Vault gives you cashback on card spending, the best FX rates, and free transfers locally. Tailored for Canadian businesses.

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No personal credit checks or guarantee

4.7

trusted by 3,000+ Canadian businesses

Supporting canadian companies

OUR PLATFORM

Streamline your banking with one platform

Vault offers you a complete suite of finance products designed to save you both time and money

Multi-Currency Accounts

Set up accounts in CAD, USD, GBP and EUR. Become a local without managing multiple entities.

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Best FX Rates

Get the best FX rates in Canada. Zero hidden fees. Transparent rates. Save your business time and money.

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Accounting Automation

Seamlessly integrate Vault with your accounting systems and consolidate your finance stack.

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"We love Vault! It took maybe 5 minutes to set the account. We use a virtual credit card for every vendor we use, as a Cyber Security provider we feel it’s the same principle as using separate passwords for every site. I highly recommend Vault and have also recommended to some of our clients!"

— Andy Larin

CEO, allCare IT

"Sending domestic and international wire transfers with no fees has saved my business hundreds of dollars per month. My old bank charged $20 for each wire that I sent and I could only send $10,000 at a time. With Vault, I pay no wire transfer fees and I don’t have to send multiple wires to pay one invoice."

— Nathan Nasseri

Founder & CEO, ResVR

“Vault’s solution clearly differentiates from that of major banks and credit card companies in its agility, cost efficiency, and operational simplicity. In comparison to other similar fintech companies, Vault’s customer service is substantially ahead of that of their competitors from our experience.”

— Tonny Lam

CEO, Hook + Ladder Digital

Features

Built to save you time and money

Our goal is to help you save time and money so you can focus on what matters most - your business

Save with 1% cashback on all your card spend

1 % Cashback all without earning limits. Instantly issue virtual or physical cards for your team online in seconds.

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Save on fees with unbeatable FX rates

Best FX rates in Canada. Zero hidden fees. Transparent rates.

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Save time with fast global and local transfers

Send domestic or international wires to 200+ countries in 30+ currencies at the best FX rates.

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Seamless business banking across borders

Your local-to-global banking partner

Pay global vendors and employees globally, at rates you can’t beat.
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Forget about high fees and in-branch visits just to send a $10,000 transfer. Skip the line, join the revolution.

200+

Countries supported

30+

hours saved

CAD, USD, GBP & EUR accounts

Frequently asked questions

Everything you need to know about the product and billing.

View All FAQ

Join 3,000+ businesses banking with Vault today

Streamline your business banking and save on your spend and transfers today

Open Account

Vault Mastercard Charge Card is issued by Peoples Trust Company under licence from Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
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Vault Payments Inc. is registered as a money service business with the Financial Transactions and Reports Analysis Centre of Canada (FINTRAC) under registration number M22941967.

Vault is currently not available to businesses in Quebec.